Planning will allow you to count your steps a few paces ahead. The calculation of credits and deposits. Many programs have built-in calculators loan / deposit. I especially like the calculation of deposits. Very comfortable and motivating thing. Control over the debt.
Great feature – the computer processor has much better memory than men. ———– I've listed a few key features that are available in most programs for conducting the family budget. Learn more about all of the programs for doing the family budget, read in the Review of software, which will be released soon in the pages of my blog! How to have a family budget to begin with, that the family budget to keep as much as possible. Desirable every day. It takes very little time. Everything that you are required to early stages – is to consider all your income and expenses and to put them in the granary book or a special program. In fact, to collect data to analyze your income and expenses, it is advisable to spend at least 2-3 months. Collected data for the month, likely will not give an objective picture of your family budget. Therefore, if you have not yet conducted a family budget or is it regularly, then force yourself to carry out this experiment for 2-3 months. Do not like it – quit. The hardest part is cost accounting. Major spending is easy to remember. And that's fine, most likely you will forget often. And it is these smaller expenses at the end of the month, will make those same 10-30% who are funneling through "Holes of your pockets." Holes are your memory, inattention, carelessness. Try to record all your expenses and income. Using all available means: check, notebook, mobile phone. Not lazy. Keeping the family budget will help improve your life, realize your dreams and plans. But it needs to do something. Start with the first step. On account!